Privacy
Your online privacy is very important to us.
This is our website privacy policy. At Ridgeline Credit Union your online privacy is very important to us. This policy explains how we use information we collect from you when you visit our website. The separate privacy notice required under the Gramm-Leach-Bliley Act is provided when you open an account and annually after that.
Ridgeline Credit Union website privacy policy
Federal privacy notice
The notice we give you at account opening.
The Gramm-Leach-Bliley Act requires every financial institution to give members a privacy notice describing how it collects, shares, and protects personal information. We provide that notice when you open an account and annually after that. To get a copy, stop by our office at 564 East 300 South or call (801) 328-1521 and we will send you one.
- Why?
- Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
- What?
- The types of personal information we collect and share depend on the product or service you have with us. This information can include Social Security number and account balances, credit history and overdraft history, and payment history and employment information.
- How?
- All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Ridgeline Federal Credit Union chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does the credit union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes, such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes, to offer our products and services to you | No | We don’t share |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes, information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes, information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | Yes | Yes |
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To limit our sharing, call (801) 328-1521, or mail the form in the Agreements and Disclosures to Ridgeline Credit Union, 564 East 300 South, P.O. Box 9286, Salt Lake City, UT 84102. If you are a new member, we can begin sharing your information 30 days from the date we sent the notice. When you are no longer our member, we continue to share your information as described in the notice. You can contact us at any time to limit our sharing.
Getting a copy
How to get the full notice.
The Gramm-Leach-Bliley Act notice is the document that describes your choices about how your information is shared. To request a copy or ask a question about it, do any one of these:
- Call (801) 328-1521 and ask for a copy of the privacy notice.
- Come by the office at 564 East 300 South, Salt Lake City, UT 84102, Monday through Friday, 9:00 AM to 5:00 PM.
- Email info@ridgelinecu.com and tell us where to send it.
- Write to us at Ridgeline Credit Union, 564 East 300 South, Salt Lake City, UT 84102.
Ask and we will send it
- Where 564 East 300 South
- Hours Mon to Fri, 9:00 AM to 5:00 PM
- Phone (801) 328-1521
- Email info@ridgelinecu.com
The full privacy notice required under the Gramm-Leach-Bliley Act is provided when you open an account and annually after that. A printed copy is available at our office at no charge.
More detail
Who we are and what we do.
Open whichever part you need.
Who is providing this policy?
Ridgeline Credit Union, formerly Utah Federal Credit Union, a federally insured credit union with one office at 564 East 300 South, Salt Lake City, UT 84102. Phone (801) 328-1521. Routing number 324078417.
Where is the full privacy notice required by federal law?
The privacy notice required under the Gramm-Leach-Bliley Act is a separate document. We provide it when you open an account and annually after that. Ask for a copy at our office, or call (801) 328-1521 and we will send you one.
What information do you collect through this website?
Our web site is designed to provide relevant credit union information to our members. The only nonpublic personal information we gather from you is information you choose to furnish through a form on this site. This information is not disclosed to any third party and is only used to process your request.
Does this site use cookies?
Our site does not use cookies to gather and store information about you or your browsing preferences, except as necessary to support your use of our online banking services, in which case cookies are used only to record your acceptance of the Terms of Use, and to maintain session authorization.
Links to other websites
We may from time to time furnish links to third party web sites from our site. These links are provided for informational purposes only and their presence does not represent or imply any endorsement or affiliation between Ridgeline Credit Union and the third party site. Further, we can not be held responsible for content present on these third party Web sites.
You are now leaving Ridgeline Credit Union
Ridgeline Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Ridgeline Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
Protecting children’s privacy
The online content we provide through our Young Savers and Billy Bug Club sections is furnished for educational and informational purposes only. We do not solicit any information from children through our web site and encourage parents to take an active role in knowing their children’s browsing habits.
The linked sites we offer through our Young Savers and Billy Bug Club sections may have different policies regarding the protection of children’s privacy. Therefore, parents are encouraged to view the privacy policies of these sites and children are encouraged to get parental permission before entering them.
Online
How this website works.
The notice we give you at account opening covers your accounts. This part covers what happens when you visit ridgelinecu.com.
| Type | What it does | Do we use it? |
|---|---|---|
| Online banking session cookies | Records your acceptance of the Terms of Use and maintains session authorization | Yes, when you use online banking |
| Tracking cookies | Would gather and store information about you | Not used |
| Preference cookies | Would store your browsing preferences between visits | Not used |
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What we collect online
The only nonpublic personal information we gather from you is what you choose to furnish through a form on this site. It is not disclosed to any third party and is used only to process your request.
Children’s privacy
We do not solicit any information from children through our web site, and we encourage parents to take an active role in knowing their children’s browsing habits.
Links to other websites
Links to third party sites are provided for informational purposes only. Their presence does not represent or imply any endorsement or affiliation, and we can not be held responsible for content present on those sites.
In plain language
Four things to know.
The short version of everything above.
We do not pass it on
Information you furnish through a form on this site is not disclosed to any third party. It is used only to process your request.
We do not track you with cookies
Our site does not use cookies to gather and store information about you or your browsing preferences, except as necessary to support your use of online banking.
The federal notice is a separate document
The privacy notice required under the Gramm-Leach-Bliley Act comes to you at account opening and annually after that. Ask for a copy any time.
A person will answer
Call (801) 328-1521 or email info@ridgelinecu.com, Monday through Friday, 9:00 AM to 5:00 PM.
One thing we will never do. We will never call, text, or email you asking for your password, your PIN, or a one-time code. If someone claiming to be from Ridgeline asks for any of those, hang up and call (801) 328-1521.
Documents
Getting the current notice.
We provide the privacy notice required by federal law when you open an account and annually after that. Ask at the office or call (801) 328-1521 for the current version.
| Document | What it covers | Where to get it |
|---|---|---|
| Website privacy policy | How we use information we collect from you when you visit ridgelinecu.com | You are reading it |
| Agreements and Disclosures | Membership and account agreements, Truth-in-Savings disclosures, electronic services agreement, funds availability policy, wire transfer agreement, and the privacy policy disclosure required under the Gramm-Leach-Bliley Act | Open document PDF, 272 KB |
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We give you the Agreements and Disclosures when you open an account and annually after that. Ask for a printed copy any time at no charge.
Notice information
This page is the Ridgeline Credit Union website privacy policy. It explains how we use information we collect from you when you visit ridgelinecu.com. The separate privacy notice required under the Gramm-Leach-Bliley Act is provided when you open an account and annually after that. A printed copy is available at our office at 564 East 300 South at no charge, or by calling (801) 328-1521.
Accessibility: if any part of this policy or this website is difficult for you to use, call (801) 328-1521 or email info@ridgelinecu.com. We will help you get the information you need and work to fix the problem.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Ridgeline Credit Union is an Equal Housing Lender. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. Membership eligibility required. Routing #324078417. NMLS #402443.