Our Services

More Options. More Freedom.

Ridgeline Credit Union offers a variety of services no matter what stage of life you're in. From buying a car, to saving for a home, and everything in between, we've got you covered.

  • Account History
  • Payments
  • Check Deposits
  • Transfers
Aerial utah salt lake city

Our Services

Become A Member

We welcome you to become of a member of Ridgeline Credit Union and thank you for your interest.

Accounts

We work hard to bring you higher dividend rates without charging a lot of extra fees.

Loans & Mortgages

Ready for a new beginning? Ridgeline Credit Union is sure to have a loan program to fit your needs.

Christmas Club

Put a little away all year so the holidays are already paid for.

Online Services

Managing your money should be simple and secure. And at Ridgeline we give the best of both!

Make Payments Online

Make a loan payment from where ever you are – right from your mobile device.

Buy A Car

Search real listings, see if the price is fair, and find out if it is cheaper somewhere else.

Other Services

From affordable insurance plans to discounts on cars, and more, Ridgeline is the right place to be.

Featured rate

A higher dividend on the money you leave alone.

Super Saver pays a higher dividend than Regular Savings once you keep $2,500 in it, and you can still take money out whenever you need it. Same account, same office, same people who answer the phone.

  • Regular Shares 0.10%
  • Super Saver $2,500 1.01%
  • Super Saver $20,000 1.26%
  • DEPOSIT RATES AS OF JUNE 30, 2026
as of August 31, 2026
1.26% APY

Super Saver

See savings accounts

APY = Annual Percentage Yield, accurate as of August 31, 2026 and subject to change. Dividend rate 1.25% on a minimum balance required of $20,000.00. Federally insured by NCUA.

Rooted in Salt Lake City

One office. The people in it know your name.

We are not-for-profit and member-owned. What we earn comes back to members as dividends on savings and rates on loans, decided by people who work in the same building your account lives in.

Member-owned
not-for-profit, run by people who know your name
$250K
NCUA insured on every account
$25
share deposit to become a member
1
office, in downtown Salt Lake City

Not sure where to start?

Find your fit in one tap.

Tell us what you're here to do and we'll point you the right way.

Google reviews

People who stayed.

Real reviews from Ridgeline members on Google. Read them all.

They are a small but mighty credit union with the most friendly and helpful staff I have ever met. They are always so understanding and work to educate their members on what is best for them.

Christina F.Member since 2008 · Google review

The staff is so helpful, friendly, and knowledgeable, and they KNOW me. They are truly wonderful, and have honestly made my life easier in so many ways.

Lenni S.Google review

Years ago, they had faith in us when others wouldn’t by refinancing a high interest auto loan for a MUCH better rate. This enabled us to pay off the vehicle early and build good credit.

Scott C.Google review
NCUA insured to $250,000
Equal Housing Lender
Card Suite Lite card controls
One office, one phone number a person answers

Come bank where they know your name.

Membership is open to people who live, work, worship, volunteer, or attend school in Salt Lake City, and to their immediate family and household. There is no online application. Stop by 564 East 300 South or call and we will mail one to you.

Call (801) 328-1521

Routing number: 324078417 · Membership requires a $25.00 share deposit. Federally insured by NCUA.